I’ve survived two weeks at the new job. The first week was super stressful. Everything is new – process, tools, people. The second day on the job, I had a meeting with a small group of directors, who lead various units, who piled on everything they wanted me to do. I wanted to bolt from that place all day, every day. I felt completely out of my depth.
The second week was somewhat better. I still want to bolt from there, but only maybe twice a day now. I’m very slowly learning things, but not working at nearly the speed they want me to. And I have so much more to learn. It still feels overwhelming.
And the long commute is brutal. At my old job, I could tolerate the commute because I could work from home a couple days a week. At this job, you have to be in the office every day. Meetings run from 9-5 daily and occasionally later. Add my commute and I’m away almost 12 hours a day – going to work, working, and traveling back from work. It’s exhausting. And it’s why I haven’t posted sooner.
I got my first paycheck already, as I will get paid every week now. (I like that!) The money looks better, but holy cow the tax withholding! Looking at the paystub reminded me that over 36% of what I earn is taken by taxes and mandatory deductions. Oh well. I won’t go on that rant again.
Anyway, my first few paychecks will not be typical because my 401k withdrawals don’t start until July 1st. My health insurance (and its premiums $$) doesn’t start until August 1! So, subsequent paychecks will be smaller. I was able to put $1000 toward the debt so far.
Once my paychecks become typical (assuming I haven’t run away screaming from the job by that point), I can then put together a new spending plan.
What to Do
Sometimes I’m not sure if I should use my paychecks to keep paying down the debt or give myself a bigger cash cushion if this job doesn’t work out. I feel like I need to look into other options as a fallback. Or maybe it’s just new job nervousness?
“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)