[-$52,280] Snatching Defeat from the Jaws of Victory

In my last post, I mentioned that in addition to work and travel, I’ve been up to “other things”. In an earlier post, I talked about wanting to explore my options career-wise given how underpaid I am. So it shouldn’t be a surprise to learn that I’ve been going on job interviews, despite my dislike of them.

I interviewed for three jobs, both before leaving for and after returning from my trip. This is what added to the stress I was already under while planning for / recovering from travel and having a metric ton of stuff to do at work. This is a peak into what I’ve also been dealing with… Read More

[-$52,360] The Post Where DDSW Comes Back to Earth

Image Credit: Kate Ter Haar

Um. Helllooo?  Do you guys remember me?

I know! I’ve been a bad, bad blogger. It’s been 1.5 months without a post!

Ok. Quick check-in time. Where the heck have I been?  Well… I’ll tell you. I feel like I’ve been in orbit.

Read More

[-$56,000] It’s Half Gone! I’ve Paid Off 50% of My Student Loan Debt!

Another milestone post!  This one will be short and sweet.

I made an extra $912 payment today. (That’s almost back up to my goal of paying $1000 extra/month).

I did this because it looks like my housing situation will be stabilizing soon and I may not have to move after all, at least not anytime in the very near future. My rent will still be going up until we find someone else to move in. It may take a couple of months or so, because we don’t want any more drama and will take our time with selection.

When I started this blog, my student loan debt topped out at $112,258.

Today, it is at $56,000.

I’ve paid off 50% of my student loan debt!

I have now reached the peak of the mountain and only have to roll the boulder downhill  from now on.

.

“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)

 

[-$56,835] Feeling Like a Rat … and a Cat

Image Credit: Steve Cutts’ short film ‘Happiness’ (Youtube)

The Rat Race

Hey Peeps,

Another $1720 minimum monthly student loan payment, another seemingly minuscule movement in my balance.

I’m still busy at work and thankfully looking forward to the 3-day weekend for a bit of rest. Although my employer is benefiting from the new corporate tax cuts and pulling in record profits, it has done nothing to raise pay for people in my division beyond the standard cost of living adjustment. If there was any doubt about the impossibility of getting a raise, it’s gone now. Getting a raise, a REAL raise, was never a possibility and never will be one.

Other people have moved on from my employer and are earning more now. I’ll need to think about my long term earning potential. Ahhh. Trapped in the rat race and searching for more cheese. At the same time, I’m hesitant to make any risky moves now with so much debt and uncertainty hanging over my head. Afterall, there IS value in stability.  Read More

[-$58,452] Bonus & Instability

I’m in another busy spell at work. In fact, I’m having to work over the weekend to meet two deadlines on two separate projects.

I made a random $307 extra payment to my student loan debt. Most of it was absorbed by accrued interest, thus the balance looks practically unchanged from my last post. Read More