Not a Very Independent Independence Day

How are you holding up these days? I’m somehow managing, but it is a daily struggle. Warning! This will be a rant and whine post.

The Virus

Blast this virus to the fiery depths of hell!  I’m still virus-free, thankfully, but everything about this pandemic is relentless. I’ve greatly limited my news intake, so that’s helping.

Roommate #1, the one who fled to her parents’ house upon the start of lockdown, has completely moved out as of last month. Now that there is an empty room in the house, the rest of us roommates are paying higher rent and utilities to cover the cost. My monthly payment has gone up over $250. And good luck to us getting a new roommate in the middle of this pandemic with more rentals on the market now that people are leaving town.    Read More

2020 – The Year of the Emergency Fund

For some of us, 2020 was supposed to be the year of resets, freedom, and new beginnings. It didn’t turn out that way, unfortunately. Sigh.

With no end in sight to the coronavirus pandemic, we cling to hopes of a vaccine and medical treatments.  It’s all scary, tiring, and depressing. This, combined with a draining job, has resulted in my not posting much this year.

The Job

The job is still draining and stressful and I’d rather be doing any number of things instead, but given the current environment, I’m grateful to have any money coming in. Three more people in my division have been let go. One of those let go was in my team.  Read More

Goodbye 2019: The Year in Debt Review

Hi Peeps! Goodbye 2019 and goodbye debt! This is my LAST ‘Year in Debt’ Review.

Past end of year reviews: 2014 Review  |  2015 Review  |  2016 Review  |   2017 Review   |   2018 Review

2019 In Review:

In the Winter, after declaring my 2019 goals, I started the new year by celebrating a student loan refinance, and continuing to cut my student loan debt down to the low thirties. I was also growing increasingly unsatisfied at work and worried about my job. In February, I complained about paying sky-high state and federal taxes, like I always do. By the end of the season, I had reached the twenties, the last stop on my time travel train.

.

Read More