[-$49,402] I’m in the 40’s! We Can Do It!

Woot! I’ve made it to the 40’s. Now that I’m here, I’m already in a sprint to get well into the 30’s, by the end of the year.

Current stats on my student loan:

Original Balance: $112,258
Remaining Balance: $49,402
Monthly Payments:
 $2,800  (Payments are back up and I’m back on track)  🙂
Term Remaining on Debtor’s Prison Sentence: 1 year and 6 months  🙂
Current (variable) Interest rate: 4.88%  (up from original rate of 3.42%)   Read More

[-$51,088] A New Pay Packet and a New Plan of Attack

As I wrote about in my last post, I have been given a salary adjustment at work to remedy my below market pay. In case you haven’t noticed, I’m very happy about this. 🙂

I’ve been in limbo an unable to draft a new budget for two reasons. One, my roommate situation was still up in the air resulting in having higher rent than I had been paying, and two, I didn’t know how much my salary adjustment would impact my take home pay after it got hit slammed by taxes, etc.   Read More

[-$51,000] You Won’t Believe What Happened at Work Today

My expression when I heard the news!

 I GOT A RAISE!!!  

Omg, guys!  Ok. Technically, it’s not a raise. It’s a “salary/equity adjustment”.

An equity adjustment is a permanent increase to the base salary that may be granted to an employee under certain circumstances, such as increased duties that do not warrant a reclassification or a significant salary lag to comparable internal positions or the local labor market.

It’s a little over 12%, but, combined with the yearly cost of living adjustment I got a couple of months ago, my base salary will be about 15% over what I was making last year.  I. am. stunned! I didn’t think it was even possible. I’m still not ‘well paid’ for my industry by any stretch, but I’m at least juuust inside the edge of market rate now.  Read More

[-$52,280] Snatching Defeat from the Jaws of Victory

In my last post, I mentioned that in addition to work and travel, I’ve been up to “other things”. In an earlier post, I talked about wanting to explore my options career-wise given how underpaid I am. So it shouldn’t be a surprise to learn that I’ve been going on job interviews, despite my dislike of them.

I interviewed for three jobs, both before leaving for and after returning from my trip. This is what added to the stress I was already under while planning for / recovering from travel and having a metric ton of stuff to do at work. This is a peak into what I’ve also been dealing with… Read More

[-$52,360] The Post Where DDSW Comes Back to Earth

Image Credit: Kate Ter Haar

Um. Helllooo?  Do you guys remember me?

I know! I’ve been a bad, bad blogger. It’s been 1.5 months without a post!

Ok. Quick check-in time. Where the heck have I been?  Well… I’ll tell you. I feel like I’ve been in orbit.

Read More