[-$40,745] I Think It’s Time for Me to Leave

There’s a trick to the Graceful Exit. It begins with the vision to recognize when a job, a life stage, a relationship is over – and to let go. It means leaving what’s over without denying its value. – Ellen Goodman

I think it’s time for me to leave my job, and my career…

Of the 10 Signs You Hate Your Job, I score an 8 out of 10 right now.

In the article How Work Kills Us, from The Economist, it is argued that work harms employees by being tied to their access to health care, and that the stress of work, lack of control over one’s working environment, long hours, etc, makes people sick both directly and indirectly.

I feel like work is killing me and I want out. When things go south in my jobs, it seems, they go south fast.  Read More

A Panoply of Milestones

 

I’m celebrating a panoply of milestones today. Three of them at once.  It’s milestone of milestones posts.

Milestone 1:  Over 142,598 in assets.

My assets totaled at the time of this writing are $146,204 to be more precise. This means I now have more in assets than I ever had in debt (-$142,598). This is a big psychological boost.

Milestone 2: Over $100k of debt paid off. 

With latest payment, my debt balance is now $42,460.  When I began this blog my total debt was $142,598. Can you believe it? Take that, debt!

Milestone 3: Over $100k networth  

Woot! I’ve moved up from my flyweight status of near $0 or lower networth of the past few years. My networth recently crossed the $100k mark and has been hovering just a little above ever since. Any big drop in the markets will pull me under again in the short term, but the barrier has been broken. I am officially in the Featherweight category!

I’d hoped to have a fourth milestone to include, reaching the 30’s, but that will need to wait for a while longer…

Do you have any milestones coming up?

I know C @ TheSingleDollar does! Congrats, C!

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“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)

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POW! TAKE THAT, debt!

 

 

[-$42,800] Flat Out

Thank You 

Thanks, guys, for all the positivity and words of encouragement after my last post. I really needed a verbal hug, and you guys really delivered. I guess I realized just how much I am relying on getting out a debt by a certain time, just to keep myself together, and when there’s a change to that,  I get really down. I’m just so ready for all of this sacrifice to end, that it gets stressful sometimes. But never to fear, your Intrepid Debt Slayer is still here and ready to charge ahead. 🙂         Read More

[-$44,016] Standing Still and Feeling Dragged Along

Image credit: ‘Feeling Blue’ by lukechueh (DeviantArt)

FEELING BLUE

I’ve been feeling blue and unmotivated to write lately. I think a big part of it is because I’m at a standstill with making any progress on debt repayment. I sent $70 toward my student loan a few days ago while the other $900+ went to pay off that blasted medical bill. In the meantime interest continues to accrue…

I also have a recently announced family event that I must attend. I do want to go and be supportive, but my bank account was not prepared for this. Not going is not an option as the guilt tripping from family would be enormous. The travel will cost $500. I’ve got that chillin’ on my credit card at the moment.

There will also be another mandatory family event later this year. That will probably be another $500 at the very least.

I’ve also been overspending my allowance budget and have been pulling from my Opportunity Fund. I’ll need to lower my next couple of student loan payments to get everything settled. With everything going on, I just see my debt payoff date getting pushed back further and further…   Read More

[-$44,000] The Post Where DDSW Gets a Thick Envelope in the Mail

I knew when I set up my new spending plan that it was tight and didn’t leave much room for error. I even wrote in that post that hoping for 18 months of smooth sailing financially was a lot to ask for.

Welp, that didn’t last long! Yesterday, after a long busy week at work, I pulled a thick envelope out of the mailbox, and saw that it was addressed to me. This didn’t bode well. I looked at the sender and saw that it was my insurance company. Ugh. This was the bill from the medical tests I had done.

Read More