[-$101,100] Losing the Fat: A Gym Crawl and Other Aspirations

weight gain over 40

I made another payment toward my debt. I’m now down to $101,100. Woot! I’m within striking distance of breaking through that 6-figure marker! This time next month, mid July, should be when it finally happens. I…CAN’T…WAIT!  Finally I will feel like I’m making some progress. In the meantime, I toil away.

Unfortunately, my interest rate isn’t the only thing increasing. I’ve been gaining weight Read More

[-$103,834] Debt Regret: Dealing with the ‘What Ifs’

Debt Regret

(Debt) Regret

Regret: to feel sad, repentant, or disappointed over (something that has happened or been done, especially a loss or missed opportunity).

On this blog I write often (ok, all the time!)  about how much I regret my financial (mis)management and its resulting debt. Boy o boy do I regret it. And the feeling is constant. I can hear your eyes rolling. “Is she going on about this, again?!”  Yes. Yes, I am, but hear me out.

As I wrote about here, although I never Read More

The Hidden Costs of Cheap Rent: More Housing Problems

hidden costs of cheap rent

The Hidden Costs of Cheap Rent – That is the title of a book I wish I’d read a few years ago when I gave up my studio apartment and started renting rooms to save money. If such a book does exist, someone send me a copy. Or better yet, I’m probably ready to write that book myself now.

Unfortunately, it’s not at all uncommon for bad landlords to luck up on some cheap property and use that below market cheap rent as a way to control and manipulate the people who rent from them. They go on power trips and hold their ability to kick their tenants out over their heads if the tenants dare to make requests or say ‘no’ to anything.

As you may recall from this post, I talked about how my landlord had been acting even more oddly than Read More