A Story of a F*ck Off Fund

Image Credit: thebillfold.com


I heard you guys loud and clear about my job burnout in the comments of an earlier post. I need some time off of work, so I’m taking some time. I’ll be away from work for 5 straight, glorious days and won’t be doing anything remotely constructive with my time. heh  

While you’re here, read this Billfold piece, “A Story of a F*ck Off Fund”, written by Paulette Perhach. It’s a well-written, light read that carries a strong message that women need to know with regards to money and self-empowerment. That message is, if you are a woman, you need a f*ck off fund.


Here is the full link again: https://www.thebillfold.com/2016/01/a-story-of-a-fuck-off-fund/

Have you ever made use of a f*ck off fund? What happened and what did you learn from it?


“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)


  1. Tainted Tiara · October 5, 2018

    Oh gosh, I love this article! Sent it immediately to my daughter. Enjoy your break!


  2. czanclus · October 6, 2018

    I am totally renaming my Barclay’s bank savings account, currently at a whopping $390, a “F*ck Off Fund.” Even with that paltry inconsequential sum though, given my other a bit more respectable stash, no boss gets to breathe down my neck, and no dude gets to hold me hostage by my lack of superb credit score and funds for a downpayment. Glad I’m a 13 months and counting homeowner to boot. That Thailand (or even Michigan upper state) vacation however… not in the next half a decade. $24,350 in student loans and $12,200 in car loans to go. Mortgage debt is net worth positive by all estimates…

    Thanks for sharing this article, DDSW. May all our ladies’ F*ck Off Funds grow prosperous.


    • Double Debt Single Woman · October 12, 2018

      Ha! I like it.
      Having your own house is a big accomplishment. You’ll never be dependent on someone for a place to stay. Keep it up!


      • czanclus · October 16, 2018

        Well, more like a 600sf condo, but sure. Not a glamorous life, this independence, but the only right way of going through it that I know.


  3. My Early Retirement Journey · October 9, 2018

    haha, short and sweet post. I like it! I took one of these recently. it was pretty great. made it harder to come to work though. i will say, my limit used to be 3 days alone without human contact. i made it 9 this time around.


  4. layingdownlawdebt · October 10, 2018

    Enjoy your time off! I was almost in tears reading this. The first part is the hard read because it’s so understandable how someone can get sucked deeper and deeper into a bad situation just because that’s what they can afford at the moment. It’s one of the reasons that I’m so into savings and paying off debt. I’m glad it ended on a hopeful note, with good constructive advice about saving up.


    • Double Debt Single Woman · October 12, 2018

      Yeah, it’s so easy for us to fall into compromising situations because of lack of money.
      As soon as I’m out of debt, I’m going to work on building up my emergency/f*ck off fund.

      Liked by 1 person

  5. nicole · October 14, 2018

    I HAd a 12k F off fund that I was proud of but I had to use a big chunk of it to take nonpayed FMLA for a few months, pay mortgage, and care for Mom when we found she had a terminal cancer. F..cancer!
    She passed away and I am still using that fund to pay funeral expenses that all fell on me. Because i dont want to strip my fund bare, I am keeping 4k just in case. I still have more funeral expenses that will come out of my checks. Its always good to set aside a chunkof money. My next goal is to save 25k to have and sit in an online account. You just never know what life will swing your way.


    • Double Debt Single Woman · October 22, 2018

      Condolences on the loss of your Mom. Yes, it was good that you had the money, otherwise you could have ended up with a pile of debt at the worst time.
      I also plan to save up a sizable ($25-30k+) Emergency/F*ck Off Fund once I’m out of debt. I totally get that.


  6. zeejaythorne · October 14, 2018

    I’m so glad! I hope breathing goes easier!


  7. aramblingcollective · December 18, 2018

    Brilliant piece.


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