Of Age and Fuses
Look at this picture. Do you see a young woman or an old woman?
At work this week, I was talking on a conference call with teammates and the banter led to a conversation about people’s ages. They each said the year they were born. (I didn’t volunteer mine.) I found out that the people that I’ve been working with on this project are ALL younger than me! Even the two leads who are 2 levels above me who I thought were years older. My jaw silently hit my desk. Read More
Hey, look at that! My current balance -$25,906!
Since my last post, I forgot an additional payment that hadn’t yet processed. My servicer can be a bit slow with crediting multiple payments. Anyway, my balance is dropping! The smaller the better. Hooray 🙂
Another Student Loan Refinance?
I’m thinking about doing another refinance. Yes, another one, after the first and second times. Once I get my balance down to about 18k or so, I’m considering refinancing into another 5-year loan with another servicer. Why? Two reasons. Read More
I don’t have much to talk about this week. Things are moseying along. Another day, another dollar.
I made an $1122 payment, which brings my balance to $28,800.
Me, daydreaming about my upcoming vacation.
“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)
Welcome to the Roaring 20’s!
Today is a big money day for me. I woke up this morning and immediately checked my bank balance. You know, as I do. I was stunned to see 4 deposits: my paycheck, my bonus, my federal tax refund, and my state tax refund. Whoa!!! I was expecting my paycheck and bonus, but not my tax refunds.
First, what witchcraft is going on at the IRS? I filed my taxes last weekend. I got BOTH state and federal refunds today, 6 days after I filed! Six days?! I’ve never seen the IRS process anything so fast.
Oh yes, Surprise Cat. They did! And in 6 days. Read More
I had my annual review meeting with Manager, who apparently, and miraculously, has no plans to fire me, despite what I perceive to be recent decreased performance. I’m getting a small cost of living salary increase of 1.7% and my annual bonus! I’ll be getting my bonus soon. I was really nervous going into the meeting as I didn’t know what to expect or if I’d have a job coming out of it, but was relieved that it went as well as it did. I have improvements to make, but I still have a job.
In fact, I’ve been assigned two new projects. Thankfully, these projects will be in line with the old workstyle, so I expect I’ll feel comfortable running them. I’m planning to stay where I am for the immediate future. It won’t be easy at all, but if I can somehow grind it out here for one more year and pay off / down this debt, a lot more avenues will open up to me starting next year. Newish Leader (my manager’s manager) has been more hands-off lately, and this trend should continue. I plan to stay under Newish Leader’s radar as much as possible.
I just need to be able to survive for one more year before I can escape for good. Read More