[-$18,000] Let the Countdown Begin

The New Job

Next week, I walk into the unknown. Things feel a little scary already.  I really, really hope things go well, or at least well enough to get me through the next several months. In any event, my days of freedom are nearing their end, one by one.      Read More

[-$20,200] New Job and New Financial Priorities

Woot! 😀   It feels good to see that balance dropping again!

I got my last regular paycheck today from my old job. Because of all of my recent job drama, I’d been holding on to my cash for the last month or so instead of paying down my debt. My new job doesn’t start for another week, but I threw the money at the debt today out of sheer impatience.

I’ve been told that I should get one more check for unused vacation hours accrued this year. That check will go to the debt too.          Read More

[-$24,200] Of Age and Fuses

Of Age and Fuses

Look at this picture. Do you see a young woman or an old woman?

At work this week, I was talking on a conference call with teammates and the banter led to a conversation about people’s ages. They each said the year they were born. (I didn’t volunteer mine.) I found out that the people that I’ve been working with on this project are ALL younger than me! Even the two leads who are 2 levels above me who I thought were years older. My jaw silently hit my desk.    Read More

[-$25,906] DDSW Considers Yet Another Student Loan Refinance. And a Milestone!

Hey, look at that! My current balance -$25,906!

Since my last post, I forgot an additional payment that hadn’t yet processed. My servicer can be a bit slow with crediting multiple payments. Anyway, my balance is dropping! The smaller the better. Hooray 🙂

Another Student Loan Refinance?

I’m thinking about doing another refinance. Yes, another one, after the first and second times. Once I get my balance down to about 18k or so, I’m considering refinancing into another 5-year loan with another servicer. Why? Two reasons.      Read More

[-$28,800] Title Goes Here

Hey Peeps.

I don’t have much to talk about this week. Things are moseying along. Another day, another dollar.

I made an $1122 payment, which brings my balance to $28,800.

Me, daydreaming about my upcoming vacation.

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“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)