[-$37,300] 3 Ways to Go – A Halloween Inspired Post

 

As a single person do you ever think about what will happen to you after you’re gone? To your body, that is.

I have no significant other or children and it’s quite possible, if not very likely, that I’ll never have either, thus I’ll have less of a tie to any particular location for burial. So maybe (many, many decades from now) I’ll be laid to rest near other family members in the local cemetery back home, if there is still room by then, and if there are any younger extended family around who care to help arrange it.

But then again, maybe the standard burial plot isn’t for me. What might it be like to have a different experience? Over the past several months, I randomly came across three very interesting types of memorial services and thought it would be cool to bring them together in a post. With Halloween here, now seems like a good time. Read More

A Story of a F*ck Off Fund

Image Credit: thebillfold.com

 

I heard you guys loud and clear about my job burnout in the comments of an earlier post. I need some time off of work, so I’m taking some time. I’ll be away from work for 5 straight, glorious days and won’t be doing anything remotely constructive with my time. heh   Read More

[-$44,016] Standing Still and Feeling Dragged Along

Image credit: ‘Feeling Blue’ by lukechueh (DeviantArt)

FEELING BLUE

I’ve been feeling blue and unmotivated to write lately. I think a big part of it is because I’m at a standstill with making any progress on debt repayment. I sent $70 toward my student loan a few days ago while the other $900+ went to pay off that blasted medical bill. In the meantime interest continues to accrue…

I also have a recently announced family event that I must attend. I do want to go and be supportive, but my bank account was not prepared for this. Not going is not an option as the guilt tripping from family would be enormous. The travel will cost $500. I’ve got that chillin’ on my credit card at the moment.

There will also be another mandatory family event later this year. That will probably be another $500 at the very least.

I’ve also been overspending my allowance budget and have been pulling from my Opportunity Fund. I’ll need to lower my next couple of student loan payments to get everything settled. With everything going on, I just see my debt payoff date getting pushed back further and further…   Read More

[-$44,000] The Post Where DDSW Gets a Thick Envelope in the Mail

I knew when I set up my new spending plan that it was tight and didn’t leave much room for error. I even wrote in that post that hoping for 18 months of smooth sailing financially was a lot to ask for.

Welp, that didn’t last long! Yesterday, after a long busy week at work, I pulled a thick envelope out of the mailbox, and saw that it was addressed to me. This didn’t bode well. I looked at the sender and saw that it was my insurance company. Ugh. This was the bill from the medical tests I had done.

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[-$46,776] Re-refinancing My Student Loan and My Shrinking Opportunity Fund

My debt is still big, but it’s not crushing me anymore!

Student Loan Re-refinance

Good news! I was able to re-refinance my loan with my current student loan company to get a lower rate. Everything went through as of yesterday and I am now the proud owner of a shiny new student loan. I don’t know if this is a common thing for student loan companies to allow or not, but I’m just glad I didn’t have to move over to a new servicer. Woot!   Read More