[-$105,760] Spring Cleaning My Spending Plan

Posted on by Double Debt Single Woman

Spring cleaning my spending plan

Woohoo. Payday! I made another swing of the axe payment, which is always very satisfying.

As you well know, I have a mountain of student loan debt, and that six-figure balance can feel overwhelming sometimes. One way that I tend to fight a feeling of overwhelm in other areas of my life is by getting organized.

When you have a lot of work to do or a major task/problem in front of you have you ever started cleaning your room or work space? Ok, maybe I’m weird. Maybe it’s a form of procrastination, but I think it helps me to unconsciously lay out and organize my work task mentally when I consciously layout and organize my immediate living space physically.

In any event, now with my credit card debt dead and buried, it’s time to take a fresh look at Read More

[-$107,000] The First Payment

Posted on by Double Debt Single Woman

matches- the first payment w

Kill it with fire!

My student loan refinance has gone through and the balance on my previous student loan servicer’s account is now $0.00!  I’ve logged in at least 4 times since that wonderful event, just to look at the zeros. Somehow I bet that it is normal to do that. 🙂

I was worried that I would end up with my own crazy-making servicer payoff story when trying to get them out of my life forever. Unsurprisingly, they were super slow in processing the payoff check, probably to rack up the last bit of interest, but they didn’t try any other tricks. Goodbye old servicer!  *Waves goodbye*

Now that my student loan debt is situated in its new (servicer) abode, it’s time to burn said abode to the ground!

To adapt the Read More

The Hidden Costs of Cheap Rent: More Housing Problems

Posted on by Double Debt Single Woman

hidden costs of cheap rent

The Hidden Costs of Cheap Rent – That is the title of a book I wish I’d read a few years ago when I gave up my studio apartment and started renting rooms to save money. If such a book does exist, someone send me a copy. Or better yet, I’m probably ready to write that book myself now.

Unfortunately, it’s not at all uncommon for bad landlords to luck up on some cheap property and use that below market cheap rent as a way to control and manipulate the people who rent from them. They go on power trips and hold their ability to kick their tenants out over their heads if the tenants dare to make requests or say ‘no’ to anything.

As you may recall from this post, I talked about how my landlord had been acting even more oddly than Read More