Goodbye 2016: The Year in Debt Review (+ Net Worth)

bye-2016

It is that time of year again. Check out my past reviews:

  •  2014 Year in Debt – I still want to be the ‘umm, no’ cat in that post when I grow up.🙂
  •  2015 Year in Debt – What an emotional and financial roller coaster! It was a year of health and job loss scares.

 

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In 2016, I started off the year with worthy goals and lots of optimism. In January, I got hit with a $750 bill for short term disability over-payment because my employer hadn’t calculated taxes properly following my surgery in 2015. Next, I paid off the last bit of medical related credit card debt and was now credit card debt free AGAIN. In February, I had a temporary panic about potentially losing my cheap (for this area) rented room. Panic is the right word, given that so much of my potential to make progress on this debt hinges on my ability to continue paying below market rent for my room.

By March, I focused my attention on my student loan debt. As the Spring season began, Read More

[-$88,786] I’m in the 80’s! Let’s Keep This Train a Rollin’!

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Finally! Goodbye to the 90’s, which became as worn out as a pair of (MC) Hammer pants. Woohoo! Welcome 80’s, although I don’t want to stay here as long as I stayed in the 90’s.

Current stats from my lender:

Balance: $88,786
Term Remaining on Debtor’s Prison Sentence: 3 years and 5 months
Current (variable) Interest rate: 3.59%  
(up from original rate of 3.42%)

Pull out the cassette tapes!  Here’s a Read More

[-$90,989] The Information Diet: Being Mindful of the Information We Consume

info-overload-junk-info

Are you suffering from information overload?
Is the news / media making you depressed, agitated, or angry?
Do you feel mentally sluggish resulting in low productivity and drive?

info-overload-content

You may have infobesity caused by consuming an ever growing surplus of poor quality ‘infotainment’ and propaganda passing as substantive news and an addiction to brain rotting sugary celebrity gossip and reality TV fluff.  Read More