[-$44,016] Standing Still and Feeling Dragged Along

Image credit: ‘Feeling Blue’ by lukechueh (DeviantArt)

FEELING BLUE

I’ve been feeling blue and unmotivated to write lately. I think a big part of it is because I’m at a standstill with making any progress on debt repayment. I sent $70 toward my student loan a few days ago while the other $900+ went to pay off that blasted medical bill. In the meantime interest continues to accrue…

I also have a recently announced family event that I must attend. I do want to go and be supportive, but my bank account was not prepared for this. Not going is not an option as the guilt tripping from family would be enormous. The travel will cost $500. I’ve got that chillin’ on my credit card at the moment.

There will also be another mandatory family event later this year. That will probably be another $500 at the very least.

I’ve also been overspending my allowance budget and have been pulling from my Opportunity Fund. I’ll need to lower my next couple of student loan payments to get everything settled. With everything going on, I just see my debt payoff date getting pushed back further and further…   Read More

[-$44,000] The Post Where DDSW Gets a Thick Envelope in the Mail

I knew when I set up my new spending plan that it was tight and didn’t leave much room for error. I even wrote in that post that hoping for 18 months of smooth sailing financially was a lot to ask for.

Welp, that didn’t last long! Yesterday, after a long busy week at work, I pulled a thick envelope out of the mailbox, and saw that it was addressed to me. This didn’t bode well. I looked at the sender and saw that it was my insurance company. Ugh. This was the bill from the medical tests I had done.

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Medical Expenses are Dragging Me Back into Debt

 

health costs

Long time, no write.  I know  😦

I know the world has been curious about the machinations of ‘America’s Most Indebted Single Blogger’.  Ha! I’m pretty sure I don’t hold that crown actually, but it feels like it sometimes.

I’ve updated my numbers and as you can see I have fallen back into credit card debt. Why?  I have medical expenses not covered by my insurance and other expenses relating to my upcoming surgery. This debt may go up in the near future sadly. Doctors saw something in my pre-op scans that is potentially much more serious than Read More

Down in the Dumps: Being Considered a Failure

Failure

Warning. This is not a happy joy post. What follows is a wall of depression text, so if you’d rather not go there with me, feel free to skip this one.

It has been a while since my last post. I still have my job, which I am grateful for. Things are very quiet there these days. A few more co-workers left on their own after the layoffs. They either took other jobs or are just quitting to get off of the treadmill. I envy their ability to afford to do that. There are a handful of us left in the office so… it’s really quiet.

Why am I still there? It’s not Read More