[-$25,906] DDSW Considers Yet Another Student Loan Refinance. And a Milestone!

Hey, look at that! My current balance -$25,906!

Since my last post, I forgot an additional payment that hadn’t yet processed. My servicer can be a bit slow with crediting multiple payments. Anyway, my balance is dropping! The smaller the better. Hooray 🙂

Another Student Loan Refinance?

I’m thinking about doing another refinance. Yes, another one, after the first and second times. Once I get my balance down to about 18k or so, I’m considering refinancing into another 5-year loan with another servicer. Why? Two reasons.      Read More

The Post Where I Have No Idea What My Student Loan Balance Is

Did you participate in Black Friday / Cyber Monday or did you participate in Buy Nothing Day?

I bought one thing on Black Friday. I had no business buying anything else given my finances right now.        Read More

[-$93,051] Why Startups are Not for Me and Why They May Not be for You Either

startup-not-for-me

There are now a few startups in the neighborhood where I work. I see the young employees, bright and trendy, swishing by while glued to their phones and social media profiles, and feel like I’ve missed the boat. I wish I could have had experiences like that when I was in my 20’s. I feel a little jealous, and yes, old. I’ve seen all the big IPO news stories over the years and wish I could have had that excitement too.

Over the past year, tired of feeling left out, I’ve sent out several resumes to advertised positions at startups, with very few positive responses. Most of the time I got silence.  A while back, I got an actual email rejection, which was a nice change. I didn’t understand why I wasn’t even getting a phone screen when I met all the qualifications.

I managed to Read More