[-$51,088] A New Pay Packet and a New Plan of Attack

As I wrote about in my last post, I have been given a salary adjustment at work to remedy my below market pay. In case you haven’t noticed, I’m very happy about this. 🙂

I’ve been in limbo an unable to draft a new budget for two reasons. One, my roommate situation was still up in the air resulting in having higher rent than I had been paying, and two, I didn’t know how much my salary adjustment would impact my take home pay after it got hit slammed by taxes, etc.   Read More

[-$105,760] Spring Cleaning My Spending Plan

Spring cleaning my spending plan

Woohoo. Payday! I made another swing of the axe payment, which is always very satisfying.

As you well know, I have a mountain of student loan debt, and that six-figure balance can feel overwhelming sometimes. One way that I tend to fight a feeling of overwhelm in other areas of my life is by getting organized.

When you have a lot of work to do or a major task/problem in front of you have you ever started cleaning your room or work space? Ok, maybe I’m weird. Maybe it’s a form of procrastination, but I think it helps me to unconsciously lay out and organize my work task mentally when I consciously layout and organize my immediate living space physically.

In any event, now with my credit card debt dead and buried, it’s time to take a fresh look at Read More