Single Woman Chronicles #1 – Online Dating Hope and Rejection

This post marks the start of an ongoing series that I am calling the Single Woman Chronicles. This series will appear from time to time and cover the ‘Single Woman’ part of Double Debt Single Woman. Enjoy!

rejection-early-age

I am now in a new city with a new job, and with new hope for curing my singleton problem. I’m still in a steep learning curve at my main (office) job, while getting the hang of my second (online) job. So, in short, I’m busy and tired all the time. Working so much keeps me distracted from the fact that I am very, very single.

I’ve been here for a few months now and have yet to make any friends or meet anyone special. I know, three whole months! I’m bored and boring. After all, only boring people get bored, right?  I decided to reactivate an old profile on one of the online dating sites. Profile content – no problem, settings – no problem, photos – problem. I didn’t have any recent pictures.

I have no friends yet to photograph me in cool places, doing cool things. Fine, I decided to put up selfies. (By the way, I really hate the word ‘selfie’.)  I thought about getting professional pics, but shot the idea down. I did that before, when I first opened the account a few years ago. I had my hair and makeup professionally done. I even hired a photographer. The pictures were beautiful. I looked great! I even got some guys sending me winks and emails. Unfortunately, I didn’t look like the pictures on a day-to-day basis. Who could keep that look up?! This hit home one day when I spotted one of the guys who had messaged me in a local grocery store. I was not looking hot. I tried to hide from him, but I could tell that he’d recognized me too.  He never approached me and I don’t blame him. I got out of the store with my purchases as quickly as I could. I took those photos down soon afterwards. That online dating stint was a total failure.  I learned my lesson about putting up ‘glamour shots’.

glamour-shot-photo

LoL. Remember ‘Glamour Shots’?

So, back to present day. I want my pics to be natural and real – the real me. Now, most of us think of ourselves as relatively attractive – not models, but not trolls either. Despite being more of a plain jane, I think I’m quite cute. My iPhone camera, unfortunately, does not agree. After taking dozens of selfies, the camera roll reveals shot after shot of a distorted, blemished, and haggard face. OMG! WTH?!  Where is the cute chick I see in my mirror?  Gizmodo has a great article about why we look different in photos than we do in the mirror. (Yes, I had to look this up!)

36bamirror-vs-camera

[Image credit: LoLBing.com]

In desperation, I picked the least horrible one in the bunch and threw it up on the site. (Sorry for that visual.) Yes, only one. It was a closeup shot of my face sans makeup, which I usually don’t wear, taken in the bathroom mirror. Yeah, I know, but bathroom mirrors have the best lighting.  I did a bunch of searches for potential matches and sent out about 10 personally crafted emails. As a woman of a certain age who is not classically beautiful I have learned that I have to be proactive when it comes to trying to meet anyone online. And I waited.

A few hours later, I got two responses! Woot! Upon opening, one said, in a short but sweet way, thanks but no thanks. Ok, fine. The other one was not scathing per se, but was very detailed in a judgmental way about why I was not a match for this particular individual. Ouch. This second rejection rocked me. Combine this with the fact that as of the following day, the person that I most wanted to hear back from (omg, major crush!) had read my message, but not replied. I felt so sad and rejected that I hid my profile. Within two days of getting online, I was retreating like a wounded puppy. I needed time out to heal psychologically. With that rude awakening, I realized that I had been out of online dating for a long time. I forgot about how much of a thick skin you have to have.

Not interested

A week later I reactivated my account with a thicker skin.  My profile has been back up for a few days now. I continue to send out a few messages per day. I have yet to receive any messages. Note: I am not messaging models, actors, or tycoons here. I am very realistic about who I message. These are regular looking people with regular lives, like me. Most of them have profiles that show that no one has contacted them all week. They read my personalized message, then… crickets. I know this is par for the course for online dating, but damn. They’d rather continue to be alone than talk to me. Ouch.

Rejected

LoL. I have to laugh about it. I still hold out hope that something may come of it. In the meantime, I have to make more of an effort to get out and take a class or join a few clubs — oh, and find the number of a good photographer.

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“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW)

October 2013 Update

debt-picture

Debt repayment is going slowly.

Good News:
I have paid off one more debt. I had a $1500 student loan that was not in forbearance that I have been paying $40 towards each month.  With my previous paycheck, I paid off the remaining $690 balance. I know that it wasn’t the best move from an interest rate payoff perspective given the loan only had a 5% interest rate, but it was an annoying debt to deal with month after month. I’m glad it is gone. This will free up $40/mo to go towards my credit card payoff.

Other News:
I’m on the verge of shutting down my gym membership. Despite living only 1.5 blocks away, I have been there only once since signing up, and that was for an equipment orientation. There is no excuse for this, except for one thing  — exhaustion.

gym

I don’t know how people do it. My main job is very stressful for me because it is a lot more responsibility than I am used to. I still feel as though I’m thrashing around in the deep end of the pool so to speak. When I come home after a cramped 1 hour rush-hour public transit commute, I’m exhausted. All I want to do is drop my heavy laptop bag and fall face first into bed, but I can’t. I have more work to do. Between my two jobs, there is always more work to do.

I am very grateful for my two jobs, however I have been having a few warning signs of impending health problems.  One such sign is constant fatigue. Exercise would help relieve the stress, but how do I get the energy to exercise?  I know this sounds like a whine-fest.  I’m going to have to make an effort to at least work out at home and see how that goes. I’m going to make a good faith effort to use the gym before shutting down my membership…

Work:

Despite the stress, it is going relatively well. I admit that for the first couple of months, every time my manager asked to speak with me, I became terrified that I was going get fired.

fired suddenly

I have since learned that this is fairly typical among those who were fired from their previous job.  Now, I just get a little nervous, but not panicky like I used to. Ugh. Debt and fear are the worst.

Social/Dating Life:
Zilch. Nada. This is another source of stress, but it is another post (or 10!) entirely…

For now I need to focus on one thing at a time.

#1 Health

fitspiration-and-custard-oats-L-H7hTab.

“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW)

Another One Bites the Dust – Die Credit Cards Die!

credit card cut-up

Not long ago I mentioned that I was in the process of transferring my credit card debt onto two new credit cards. The two new cards have 0% interest for 15 months. The old credit card had a 19.99% interest rate that I had been dealing with for years. Back in the bad old days, every time I applied for a lower interest rate balance transfer, I was rejected. My debt to income ratio was too high. I had no options and the credit card companies knew it. I was stuck paying $350 – 400 per month in INTEREST, for years. Ahhrrghh, the stupidity!! When I think about all the ways I could have invested that money, I just get so angry at myself, at credit card companies, and the massive materialistic brainwashing that we are all victims of.

credit card bind

Well, no more. The balance transfers finally went through.  The 19.99% Citibank credit card is dead and gone! About a week after the balance transfer went through that took my balance to zero, they charged me $329 for accrued interest. Thanks a lot guys. That was their final parting shot. No ‘congrats for paying your debt to us, thanks’. No.  They treat you like crap when you owe them money, and they aren’t particularly nice to you when you don’t owe them anything either. But then, what did I expect?  I paid that last interest bill on the spot and am now done with them – for good. No more paying interest!

My two new cards are split between New Card A: $2,600 and New Card B: 25,750.    Today, I just paid off Card A with two rapid-fire payments. The balance is now zero before the first official installment was due. They’ll probably try to increase my limit now. No thanks!  I am now down to one last card. I will start paying that one down with my next check.

Old Card:   $29,920 –> $0.00

New Card A:   $2,600 –> $0.00

New Card B:   $25,750  @ 0%

My student loan payments also start next month. I am on the Graduated Repayment Plan to give myself time to clear out my credit card debt before my 0% introductory rate expires.  You hear that New Card B!  Your days are numbered! You’re goin’ down!!

ILLUSTRATION: Credit-card guillotine

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“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW)