Money (Debt Frugality Minimalism)

[-$112,258] And So It Begins… The Epic Saga of DDSW vs. the Student Loan Debt Leviathan

Posted on by Double Debt Single Woman

i_saw_a_sea_monster_by_erenarik deviant art
 image credit: i saw a sea monster by ereniak (deviant art)

And so it begins…

This is the post I’ve been waiting years to write. Well, I made it. I’m finally here. My student loan debt has stalked me from a distance for seemingly an eternity…until now.

Like many battle weary debt warriors before me, I’ve fought and clawed my way past the understudies:

  • $700 unexpected dental bill? Karate chop! No sweat.
  • $10,000+ in medical expenses? Bam bam! Pummeled into oblivion.
  • $30,000+ in credit card debt? Ha! I carved my name on its coffin.

Now, I step forward to face the giant, the master. The task before me is Read More

Let’s Try This Again: I’m Out of Credit Card Debt for the Second Time

Posted on by Double Debt Single Woman

take2

Thanks to getting an annual bonus for 2015 that finally hit my account (yay!) and a paycheck, I have paid off the last $200 of my credit card debt and have started savings funds!

I suppose I am now officially ‘Single Debt Single Woman’! 🙂  Woot!

“It’s Deja-vu all over again…”

Last year (2015) this time, around the end of February / early March, I had just paid off over $30,000 of credit card debt.  I celebrated and was happy to be reaching large debt milestones. I even had about $2,000 in savings at the time. Things were looking up. Next on the horizon was my student loan debt.   Just days after writing those posts, I ended up in the emergency room, and several expensive doctors visits, diagnostic tests, and one major surgery later, I ended up losing all of 2015 to paying off the incurred medical expenses.

Well, here I am again at the end of February (2016) with my credit card debt freshly paid off and a bit of money in savings. I had been looking forward to an uneventful 2016, but as I mentioned in my previous post, I’m now I’m dealing with stress and uncertainty at work and home this year. It may be superstition, but Read More

Housing Jeopardy

Posted on by Double Debt Single Woman

Rent room jeopardy

Ahhh! Just when I thought things were going to settle down to a nice, uneventful 2016…

First, I’m stressed and distracted because of some drama at work. Basically, a team member is not doing his job and making me look bad in the process. We had a bit of a dust up (not physical!) on Friday and managers ended up getting involved. Yes, I’m being vague on purpose, sorry. Unfortunately, this is a high profile project with executive visibility. My reputation is important to me and I don’t want problems with this project to jeopardize my job. I’m trying to enjoy this weekend but it’s hard to relax. Next week will be tense. (Perhaps I need to start applying to other jobs in order to feel better about having options? … If you’ve been reading this blog, you know that, because of past events, job security is Read More