[-$103,000] A Quick Update – My Shortest Post Ever

sallie mae oodles

Is this why my food budget is out of control? For all this time, I’ve been buying and eating actual food. How did I not know about these rations?!  Sigh. Yet again, I didn’t do the research to learn about these options ahead of time. Mmmm. And it looks like there are other special flavors too – Resentment, Bitterness, and Despair!

Hmmm. So if you Read More

[-$103,834] Debt Regret: Dealing with the ‘What Ifs’

Debt Regret

(Debt) Regret

Regret: to feel sad, repentant, or disappointed over (something that has happened or been done, especially a loss or missed opportunity).

On this blog I write often (ok, all the time!)  about how much I regret my financial (mis)management and its resulting debt. Boy o boy do I regret it. And the feeling is constant. I can hear your eyes rolling. “Is she going on about this, again?!”  Yes. Yes, I am, but hear me out.

As I wrote about here, although I never Read More

[-$105,760] Spring Cleaning My Spending Plan

Spring cleaning my spending plan

Woohoo. Payday! I made another swing of the axe payment, which is always very satisfying.

As you well know, I have a mountain of student loan debt, and that six-figure balance can feel overwhelming sometimes. One way that I tend to fight a feeling of overwhelm in other areas of my life is by getting organized.

When you have a lot of work to do or a major task/problem in front of you have you ever started cleaning your room or work space? Ok, maybe I’m weird. Maybe it’s a form of procrastination, but I think it helps me to unconsciously lay out and organize my work task mentally when I consciously layout and organize my immediate living space physically.

In any event, now with my credit card debt dead and buried, it’s time to take a fresh look at Read More