2019 Goals for Double Debt Single Woman

Happy New Year, Peeps! Here are my goals for 2019. Ready…Set…Go!!

2013 Goals  | 2014 Goals  |  2015 Goals  |  2016 Goals |  2017 Goals |  2018 Goals

 

2019 DOUBLE DEBT SINGLE WOMAN GOALS

ONE –  Pay off student loan debt from $35,000 to $0.

That’s right! This is the year, the student loan debt monster dies. Last year, I paid off $25,300 of student loan debt. I want to surpass that this year. I’m down to the last $35,000 of debt and I want it dead.Yeah, this is another crazy ambitious goal. But you know my debt motto: go big or go home.

I’ve already paid off over $30,000 of credit card debt, so paying off this amount of debt is familiar territory for me. I have no idea how I’m going to pay all this off in one year, though. Maybe I’ll win the lottery? I know I need to rein in my spending on food, for one. In any event, my new low fixed interest rate (3.09%) will help more more of my payments go toward principal this year.  Read More

Goodbye 2018: The Year in Debt Review

Hi Peeps! Goodbye 2018. Here is the review of my latest year in debt.

Past end of year reviews:  2014 Review  |  2015 Review  |  2016 Review  | 2017 Review

2018 In Review:

In the Winter, after declaring my 2018 goals, I kicked off the new year by making a student loan payment that put me In the 50’s. February was all about my bonus. I started the month imagining how I might allocate it while also dealing with housing instability.

Actually getting the bonus mid-month left me Feeling like a Rat…and a Cat. By the end of February and the winter season, I celebrated having paid off half of my $112,258 student loan debt. I now had a $56,000 balance and couldn’t be happier.   Read More

The Post Where I Have No Idea What My Student Loan Balance Is

Did you participate in Black Friday / Cyber Monday or did you participate in Buy Nothing Day?

I bought one thing on Black Friday. I had no business buying anything else given my finances right now.        Read More