Health (Mental Physical)

[-$46,776] Re-refinancing My Student Loan and My Shrinking Opportunity Fund

Posted on by Double Debt Single Woman

My debt is still big, but it’s not crushing me anymore!

Student Loan Re-refinance

Good news! I was able to re-refinance my loan with my current student loan company to get a lower rate. Everything went through as of yesterday and I am now the proud owner of a shiny new student loan. I don’t know if this is a common thing for student loan companies to allow or not, but I’m just glad I didn’t have to move over to a new servicer. Woot!   Read More

[-$60,324] Overwhelmed and Out of Gas, but Optimistic

Posted on by Double Debt Single Woman

I’m feeling like I’m being dragged across the finish line of 2017. I just feel tired.

(I have fallen off on taking all of my supplements regularly, so I’ll need to get back on track with that. That is probably playing a role in things.)

Among other things, I have a close family member in the hospital now. After tests, it was determined that the condition is potentially life threatening, but treatable with surgical intervention, so things will likely be ok, eventually. But getting that first phone call was crazy stressful.   Read More

[-$63,299] Falling Off the Track

Posted on by Double Debt Single Woman

I’ve made my required monthly $1,720 student loan payment and now owe $63,299. The balance looks practically unchanged to me compared to before the payment. Sigh.

However, when I get my next paycheck in a couple of weeks, very little of it will go toward debt at all instead of my target of $1000 extra. Why?

There are three things that are contributing to drastically slowing down my debt repayment, for the next few months at least.   Read More