[-$38,300] Packing for Guilt Trips: Dealing with Debt and Family Expectations

 

It’s that time of year again, so yes, this post will be served extra ranty and with a large glass of whine.

This issue comes up for me every year, especially around the holiday season, but I’m also wondering how people deal year-round with having debt and pressure to meet family home-visit expectations.

When I was first starting out on my debt repayment journey, it was common for me to go home for the holidays once every other year. It was always a struggle to have that conversation and it came with guilt trips, of course, about my not visiting enough. Cross-country (coast to coast) plane tickets are expensive on a typical day. They become outrageously expensive ($1000+) around the holidays. My family never seems to care much about that.     Read More

A Story of a F*ck Off Fund

Image Credit: thebillfold.com

 

I heard you guys loud and clear about my job burnout in the comments of an earlier post. I need some time off of work, so I’m taking some time. I’ll be away from work for 5 straight, glorious days and won’t be doing anything remotely constructive with my time. heh   Read More

[-$39,900] I’m in the 30’s!

Woot! I’ve made it to the 30’s. FINALLY!  Now that I’m here, I can start to see the light at the end of the tunnel. I’ve already paid off over $30k in credit card debt before, so I’m getting back in familiar territory and know I can take down this last block of debt.

Current stats on my student loan

Original Balance: $112,258
Remaining Balance: $39,900
Monthly Payments:
 $2,000 – 2,800   🙂
Term Remaining on Debtor’s Prison Sentence: 1 year and 3 months  
Interest rate: 3.25% (now fixed rate!)  🙂

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