The Debt Slave: Do You Feel Trapped in Your Job?

wage slave

It’s 5:45 in the morning and your weekday alarm clock sounds, abruptly yanking you out of a peaceful and cozy slumber, AGAIN. How do you feel? Bright-eyed and bushy-tailed? No? Perhaps groggy, but functional? Or do stress hormones start flooding your body before your feet even hit the floor? A concrete cloud of obligations, expectations and deadlines weighing you down during your hour long commute to your cubicle?

You’d like to take that alarm clock and smash it against your bedroom wall, pull the covers over yourself and quickly slip back under the surface of consciousness. But you can’t. You’d like to have control over your own time, but you can’t. You need that job. You live paycheck to paycheck. You have bills to pay and a standard of living to maintain.  (Wage slave). If you have debt, it’s even worse. The wage slave can downgrade lifestyle and change their job. A debt slave MUST.KEEP. WORKING. at the highest salary possible.

I can relate. This is my life right now.  I hate debt.  I HATE debt.


My workload ebbs and flows with production cycles.  A while ago I was facing burnout; pulling weekenders and all-nighters, taking forever to get basic work done, getting daily tension headaches, body-aches. I was eating asprin like candy. More crows feet and laugh lines greeted me in the mirror. I was so stressed, that I ended up doing something that I only did one time before in my life. One day I had to take a sick / mental health day off  from work. I was a wreck.

Fortunately, the workload lightened; sometimes by a lot, and the world was ok again. Unfortunately the crows feet and laugh lines didn’t lighten. Sigh.

Now, I’m squeezed between two very large, high profile projects with senior executives watching, and I’m dropping the ball. Co-workers are rushing in to do work that I should have had mostly done by now. Goodbye to any possibility of a salary raise.  I’m spending this weekend working to catch up and getting headaches again. Ugh.  I want off of this stress roller coaster, but the price of exit is too high. I must keep working at this job. I don’t want to paint my job poorly, most of the people are quite nice and good to work with. I’ve learned from personal experience that that is worth its weight in gold. I’m not in an abusive job (anymore), so I’m not looking to leave. There are things that I really like about my current job and I’m grateful to have it.


It’s just that debt reminds me that I have no choice. I’m not here because I want to be. I’m here because I have to be. I’m working, but not enjoying the benefit. Seeing others my own age and younger with their spouses, homes, cars and exotic travel destinations makes me feel like a failure.

They say that depression is born in the gap between where people want/expect to see themselves in life, and where they actually are in life. This is often the case when we magnify and give too much importance to our perceived failures. Maybe that’s what I have. Or maybe I’m just coming to grips with reality. Maybe the vestiges of my youthful optimism have been burned away.

If you have a lot of debt – deep debt – then you know what I’m talking about. When you look ahead, all you see is a long dark lonely road of debt slavery where you realize how trapped you are. You realize that, if you are fortunate enough to have a job, for the next X years of your life, you will work to make others richer. You realize that you will have no choice but to drag your tired body out of bed every morning, get in your car / on the bus and go to work when you’d rather do anything but. You are a debt slave.

At nearly 40, I’m renting a room and riding the bus to pay back debt. I’m putting off life experiences… I’m right back where I started in life. My standard of living will be lower than my mom’s was. At least she could afford her own apartment and car when raising my siblings and me.

I am accepting that this is where I am and trying to deal with it. I’m serving my time.

Enough of this. Time to catch up on my work.
Where’s my asprin?

What about you? Has your job gone to the dogs? What are you doing about it?

careerdog rwbayerscpa com

“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW)

Workplace Departures and Fear for the Future

cubicle woman

Last week at work I got a cryptic summons from my manager to meet her in her office. “Should I bring my laptop?”, I ask. “No”, she replied. I’m immediately worried, because that’s how I respond now when I’m asked to meet with a manager without knowing why.

I walked in and greeted her, standing at her desk. With barely a smile, she asked me to take a seat. Very unusual. Now I’m really worried. What did I do wrong? Have I been working from home too often? Have I already not met expectations? Has someone complained about my work? Am I getting fired?!

“I want you to know”, she began with a serious demeanor. I’ve stopped breathing by now because I know whatever is coming next will not be good. “…that I’m leaving X (Corporation)…”

“Ohhh nooo”, I whisper as my hands cover my mouth.  My eyes are wide with shock.  This can’t be happening.


My manager, I’ll call her “Suzy”, has been AWESOME to work for. She is sweet and fun and has never micromanaged me. Unlike my last job, Suzy has always treated me like an adult and given me space to do my job, even when that was scary for me. Suzy has also been at the company for several years, longer than almost everyone in my department. As such she has been an indispensable source of information and help for me. On several occasions I’ve thought to myself, ‘I’m so glad that Suzy is here’. Even though we are roughly the same age, she is who I want to be when I grow up. Suzy is one of those people that just has it all together. Now she’s leaving.

empty office

I’m still like a newborn Giraffe trying to walk, and now the person who I’ve been leaning on these past months since I started this new job is leaving. I work at a satellite office. Suzy and I are the only two people who do what we do in this office. Now I will be the only one. I will now report directly to Suzy’s manager who works at Headquarters in another state. Suzy’s manager, while pleasant enough, is quite intimidating and has very high expectations of me that I don’t think are even possible to meet. To me it feels like Suzy has shielded me from her manager’s gaze, but no more.

fear  marcand angel

I don’t know what the future holds for me.  I don’t know how long i’ll last at this company. I know its the fear and uncertainty talking. I’ve just had a history of manager’s hiring me and then leaving (e.g. getting promoted, getting a great job offer somewhere else) before I feel ready to be on my own. Maybe I have the workplace equivalent of abandonment issues.  I know that workplaces are dynamic and that people move and transfer but this is too often to be chance.

This is also the highest paying job I’ve ever had in my life, so I don’t want to screw things up and lose it for obvious (debt repayment) reasons. Arghh! Why do things have to change so often?

Have I mentioned yet in this post how much I hate debt. If I were financially independent, this post would have an entirely different tone.  Debt makes you see everything through a lens of risk and fear instead of opportunity.

Here’s to the future and facing the unknown…


“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW)