[-$46,776] Re-refinancing My Student Loan and My Shrinking Opportunity Fund

My debt is still big, but it’s not crushing me anymore!

Student Loan Re-refinance

Good news! I was able to re-refinance my loan with my current student loan company to get a lower rate. Everything went through as of yesterday and I am now the proud owner of a shiny new student loan. I don’t know if this is a common thing for student loan companies to allow or not, but I’m just glad I didn’t have to move over to a new servicer. Woot!   Read More

[-$83,896] My Bonus, Health Goals, and a Plan of Attack

money-and-health

First, the good news.

I finally got my 2016 bonus check ($4,922)! Woot!!   I now have ALL the money! lol

i-have-all-the-money

This is how I have allotted it.

  • Health maintenance fund ($2,500)
  • Opportunity fund ($1,250)
  • Emergency fund ($222)
  • Checking account / slush ($500)
  • Evil Student Loan extra payment ($500)

I also made my first $2,650 monthly mega payment (up from $2,300).  The resulting balance ($83,896) barely looks like it’s even moved since last month. Still pretty much in the mid-80’s.

Why is so much going to my health fund?  Keep reading… Read More