[-$10,000] The Last Milestone

I’m down to $10,000!!!!

Ok guys…

This is it – the last milestone.  I’m actually starting to get a little excited. Just a little. Can you tell?  🙂            Read More

[-$25,906] DDSW Considers Yet Another Student Loan Refinance. And a Milestone!

Hey, look at that! My current balance -$25,906!

Since my last post, I forgot an additional payment that hadn’t yet processed. My servicer can be a bit slow with crediting multiple payments. Anyway, my balance is dropping! The smaller the better. Hooray 🙂

Another Student Loan Refinance?

I’m thinking about doing another refinance. Yes, another one, after the first and second times. Once I get my balance down to about 18k or so, I’m considering refinancing into another 5-year loan with another servicer. Why? Two reasons.      Read More

[-$29,900] I’m in the 20’s! : That Sounds Like Berries to Me!

Welcome to the Roaring 20’s!

Today is a big money day for me. I woke up this morning and immediately checked my bank balance.  You know, as I do. I was stunned to see 4 deposits: my paycheck, my bonus, my federal tax refund, and my state tax refund.  Whoa!!!  I was expecting my paycheck and bonus, but not my tax refunds.

First, what witchcraft is going on at the IRS? I filed my taxes last weekend. I got BOTH state and federal refunds today, 6 days after I filed!  Six days?!  I’ve never seen the IRS process anything so fast.

Oh yes, Surprise Cat. They did! And in 6 days.     Read More

[-$39,900] I’m in the 30’s!

Woot! I’ve made it to the 30’s. FINALLY!  Now that I’m here, I can start to see the light at the end of the tunnel. I’ve already paid off over $30k in credit card debt before, so I’m getting back in familiar territory and know I can take down this last block of debt.

Current stats on my student loan

Original Balance: $112,258
Remaining Balance: $39,900
Monthly Payments:
 $2,000 – 2,800   🙂
Term Remaining on Debtor’s Prison Sentence: 1 year and 3 months  
Interest rate: 3.25% (now fixed rate!)  🙂

Read More

A Panoply of Milestones

 

I’m celebrating a panoply of milestones today. Three of them at once.  It’s milestone of milestones posts.

Milestone 1:  Over 142,598 in assets.

My assets totaled at the time of this writing are $146,204 to be more precise. This means I now have more in assets than I ever had in debt (-$142,598). This is a big psychological boost.

Read More