Double Debt Single Woman Has Paid Off Over $142,598 and is Officially Debt-Free!

 

I took this image from my footer at the bottom of this page. This is so beautiful, I had to frame it!

IIIIIIII’MMMM DDDEEBBBTTT FFFFRRRREEEEEEEEEEEEEE!!!!!!!!!!!!!!

I had to include my own Dave Ramsey style debt-free scream!

I’ve paid off over $142,598 of debt ($30,340 of credit card and $112,258 of student loan). This number represents principal debt only. When I estimate the interest payments, and the medical debt I’ve also incurred and paid off over the years since starting this blog, I’ve easily made over $170,000 in actual total debt payments. Sigh.

But you know what? It makes the celebration that it’s finished, all the better.        Read More

[$0] And So It Ends… DDSW Defeats the Student Loan Debt Leviathan

My first post focusing entirely on my student loan debt

 

And so it ends…

It’s done.

It. Is. Finally. Over.

It was 2:20 AM on a weeknight. I was awake… and working. I had a big deliverable due the next day. I was pissed off. I’m usually a very mellow person, but I get cranky when I have to work overnight and can’t sleep like everyone else. I look at the clock and know that I’m not going to get any sleep. I have too much work to do. I know that the whole day at work is going to be stressful… Ugh.

I also know that my paycheck had already hit my account. It hits every payday immediately after midnight. I knew my account balances and knew what I wanted to do. I couldn’t destroy this job, but I COULD destroy the one thing I hated more … this damned student loan debt.                  Read More

[-$45,745] The Tiniest of Tiny Pinpoints

Another Independence Day is nearly upon us. Last year this time, I had a $71,595 student loan debt balance and was excited to finally start having hope that I’d ever pay this off before I’m gray. One year later, and not only do I have hope, I’m starting to see the tiniest of tiny pinpoints of light ahead.

If all goes well, the next Fourth of July will be my last one in debt. That thought makes me incredibly happy.    Read More