I knew when I set up my new spending plan that it was tight and didn’t leave much room for error. I even wrote in that post that hoping for 18 months of smooth sailing financially was a lot to ask for.
Welp, that didn’t last long! Yesterday, after a long busy week at work, I pulled a thick envelope out of the mailbox, and saw that it was addressed to me. This didn’t bode well. I looked at the sender and saw that it was my insurance company. Ugh. This was the bill from the medical tests I had done.
My debt is still big, but it’s not crushing me anymore!
Student Loan Re-refinance
Good news! I was able to re-refinance my loan with my current student loan company to get a lower rate. Everything went through as of yesterday and I am now the proud owner of a shiny new student loan. I don’t know if this is a common thing for student loan companies to allow or not, but I’m just glad I didn’t have to move over to a new servicer. Woot! Read More
First, the good news.
I finally got my 2016 bonus check ($4,922)! Woot!! I now have ALL the money! lol
This is how I have allotted it.
- Health maintenance fund ($2,500)
- Opportunity fund ($1,250)
- Emergency fund ($222)
- Checking account / slush ($500)
- Evil Student Loan extra payment ($500)
I also made my first $2,650 monthly mega payment (up from $2,300). The resulting balance ($83,896) barely looks like it’s even moved since last month. Still pretty much in the mid-80’s.
Why is so much going to my health fund? Keep reading… Read More
A while back, I got an email from my 36-year old self.
(Years ago, I sent a message to my future self using a time-capsule email service.)
It read: Read More
First, thank you guys for your well wishes and encouragement.
Do know that I see and read each and every one of your messages and comments, on new and old posts alike, even if I may not reply to all of them. Thank you so much for taking the time to write in to share your own experiences and/or to send a kind word. There have been times when I’ve been feeling blue about something and I’ll see a new comment come through that cheers me up.
So far I have only Read More