[-$74,897] BlogLines: “I Hate Having Roommates.”

This is the second post of my BlogLines series where I share quotes that I’ve collected from other blogs or websites that resonate with me around a topic or a ‘line’. This week’s theme… “I hate having roommates”.

[My first BlogLines post: “…and I have nothing to show for it.”]

I wish I could write in more detail about my housing situation, and I have had a few longstanding requests from you guys to do so, but can’t risk it because the people involved are 1) familiar with the internet and 2) capable of doing certain things like…reading. So, I’ll have to stick to generalities for a while longer.

First, let me clarify that I don’t hate my roommates as people, at all. I just hate having to live with roommates at this point in my life. I wish I could afford my own place. The fact that I may have to wait up to 3 more years to do that is depressing.

I’ll be the first to admit that when paying off debt, renting a room instead of having your own place can do wonders for your budget, but there are downsides to living with roommates in our thirties and beyond.  Read More

I’m Worthless: from -$142,598 Net Worth to Zero

This is a big milestone for me. I’m completely worthless, guys….  FINALLY! 🙂

I now have a positive net worth for the first time in my entire adult life.

When I started this blog, I was in a ton of debt and didn’t have a dime of savings. Don’t believe me? See the crime scene for yourself.

November 2012 Net Worth

April 2017 Net Worth

Today, I have a small (and growing) retirement fund and have almost halved my total debt.

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[-$77,295] Being Single is Taxing

So, if you are in the U.S., I hope you’ve all paid your taxes by now. If not, you’re juuuust about out of time. The clock is ticking, peeps. Get on it!

I paid a LOT in taxes this year, as usual. Most of it, I hope, is going to various good causes, but it still is frustrating to see that money disappear forever.

I’ve seen a few blog posts by bloggers with families proud of paying little or no taxes. Between marriage, having a kid (or three), and home and other tax breaks / benefits / deductions, they are living well. Good for them. As a single person who qualifies for, seemingly (based on my recent tax return), no breaks or benefits of any kind, my spend on taxes feels disproportionate and unfair.  Read More