[-$63,299] Falling Off the Track

I’ve made my required monthly $1,720 student loan payment and now owe $63,299. The balance looks practically unchanged to me compared to before the payment. Sigh.

However, when I get my next paycheck in a couple of weeks, very little of it will go toward debt at all instead of my target of $1000 extra. Why?

There are three things that are contributing to drastically slowing down my debt repayment, for the next few months at least.   Read More

[$-92,864] I’m Back from My Vacation! The Good, the Bad and the Fallout

back-from-vacation

I’m baaaack!
And you missed me!  :heart:

Sorry for taking sooo long to reply to your comments. I was out of the country so I turned off apps, etc., to limit data usage. Thus, I was not getting notifications that there were comments. Duh!   I thought I’d literally bored you guys to death with my previous posts; or that no one had anything to say.  Boy was I wrong. Thanks for checking up on me.

before-and-after-vacation

My Vacation

The Good
I FINALLY did it. Read More

[-$98,865] My $100 Stupid Tax and Other Pains

stupidtax

I know. Long time, no post. I’ve been busy at work this week. I haven’t gone to the gym in the past two days because of work, but I will be there in the morning…with bells on.  Kettlebells, of course. Ok. Sorry. Heh.

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Gym Update
I’m still sticking with it. The self-conscious struggles with being the slowest and weakest person in the room who often needs modifications are still there, but I’m keeping at it.  Last week, the doubts got to me so badly that I half-assed one of my workouts. Afterward, Read More