[-$88,786] I’m in the 80’s! Let’s Keep This Train a Rollin’!

love-80s-1

 

Finally! Goodbye to the 90’s, which became as worn out as a pair of (MC) Hammer pants. Woohoo! Welcome 80’s, although I don’t want to stay here as long as I stayed in the 90’s.

Current stats from my lender:

Balance: $88,786
Term Remaining on Debtor’s Prison Sentence: 3 years and 5 months
Current (variable) Interest rate: 3.59%  
(up from original rate of 3.42%)

Pull out the cassette tapes!  Here’s a Read More

[$-92,864] I’m Back from My Vacation! The Good, the Bad and the Fallout

back-from-vacation

I’m baaaack!
And you missed me!  :heart:

Sorry for taking sooo long to reply to your comments. I was out of the country so I turned off apps, etc., to limit data usage. Thus, I was not getting notifications that there were comments. Duh!   I thought I’d literally bored you guys to death with my previous posts; or that no one had anything to say.  Boy was I wrong. Thanks for checking up on me.

before-and-after-vacation

My Vacation

The Good
I FINALLY did it. Read More

[-$94,900] Debt Payoff vs. Retirement Savings (Part 2)

home farm singapore retirement community

An architect’s visualization of Home Farm Image: SPARK Architects

My Hazy Retirement Goals

In my last post -Part 1– I wrote about my back and forth struggle between allocating money toward debt payoff vs retirement savings. Hmm. What are my retirement goals? I’ll have to dedicate a separate post to this another time, because I haven’t thought it through yet. I only have hazy visions.

I’d like to marry rich and retire instantly. Ha. Wouldn’t we all, right? Short of a miracle like that, I’d like to plan to keep working for another 10 years in my industry at maximum salary and maximum savings. Around the age of 50 (or whenever I get laid off and can’t find more work or get burned out beyond repair), I’d like to go into ‘working retirement’ (financial freedom) for another 10 years until Read More