I know I’ve been missing-in-action for a while now. Thanks, C, for checking in on me. This job has me so exhausted and takes up so much of my life, that don’t have much time for myself and the very few hobbies that I used to have anymore. And not surprisingly, so little has changed that this post will be very, very similar to my last one. Ugh!
Things are about the same at the job. I was able to get another portion of work done this week, which always makes me feel stressful and crunched. I’d JUST delivered this work, when, minutes later, I asked about when I was going to have the next thing done that they were already waiting on. I can already see that this is likely going to be a pattern. Sigh.
I’ve been at the new job for 2 months now. It still feels like an eternity since I started. And I’m still surprised that I’ve lasted this long. I’m scraping by at work, which isn’t surprising now that my career field has changed so much that it’s no longer a good fit for me anymore. There has been some ongoing turnover since I arrived because of people getting let go for poor performance.
The poor performance terminations were brought up in a division-wide meeting. We were told not to worry about getting let go without warning, because they always give warnings before letting people go. Yes, seriously. At least now I know that I’ll have the benefit of a brief notice period if/when I get the axe. Otherwise, I’m just surviving week by week and saving what I can. Yeah, the picture below, is my life right now.
I am continuing to contribute to my 401k, even though it continues to take a bite out of my paycheck. I’m not currently contributing to my Roth and still planning to contribute money to it later in the year or I’ll make 2019 contributions before tax day in 2020. That’s the plan anyway.
My insurance coverage has started! Finally! One less thing to worry about. Going without health insurance for any length of time in your 40s is anxiety-producing. I ended up going with the HDHP, but there is no HSA offered through this one. Not all HDHPs qualify to offer HSAs, and this one does not, unfortunately. The HDHP allows for the flexibility of the PPO but the low premiums of the HMO at the expense of a high deductible.
Student Loan Debt
Not much to say about it at the moment. My monthly minimum payment of $332 is being processed. My balance will soon be $15,390.
“Life Fund” Savings
I’m going to stockpile cash right now because of the uncertainty I’m feeling around employment. The majority of my paycheck this week went to cash savings, which brings my Life Fund total to $6,500. I’m building it up week by week. In the coming months, if I need it because I get fired or I finally have enough and run away screaming from this job, I’ll have this cash available. If things somehow improve, I can toss it at the debt down the road.
“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW Archives)