Termination Shock: My Credit Card Debt is Now $0.00!

Hey Guys,

IT’S OVER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

gif happy

My credit card balance is now $0.00!!!!  :screams:  🙂   !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!   Oh wait, one more… “!”   🙂
I have successfully defeated the evil plastic nemesis and am now credit card debt-freeeeeee!

I got a tax refund and it hit my checking account today. Woot!  I immediately used some of it to pay off the rest of my credit card debt. When I say immediately, I mean within seconds.  Most of my refund went into savings.

DDSW February 2015

You guys can’t see me, but I’m doing some serious dancing right now!

gif elaine dancing

Ohhhh, I thought I’d never see this day. After two looooong years of payments, during part of which I was unemployed, $30,340 of credit card debt is finally gone.  I have no speeches or words of wisdom in this post. I’ll have something more articulate to write next time. Right now… I just gotta dance!!!!

Carlton’s with me…

gif carlton dance

C’mon all you guys, join in. Let’s boogie!  All together now…

gif peanuts dance



  1. movingback2black · February 26, 2015

    SUPER AMAZING!!!! That is such great news! I am so happy for you…that is an amazing accomplishment.


  2. Tabby · February 26, 2015

    That is SO amazing!!! Congrats! Your hard work has paid off!


  3. Ashlee · February 26, 2015

    What an amazing accomplishment!!! Way to go! I’m sure this will keep your debt payoff momentum going now that you get to reap some of the reward. Keep dancing, sister!


  4. Maria · February 26, 2015



  5. Paul M · February 27, 2015

    A VERY, VERY BIG congratulations. You can wake up every morning for the rest of your life with a feeling of relief that people who’ve never experienced debt will never know.

    I’ve gone through a similar thing to you, but not as severe, and I feel light inside now, freer, even though I’m not fully out of it.

    I hope you will celebrate well.

    Best of luck.

    Paul M.


  6. srikac · February 27, 2015

    This post, and the rest of your blog, is so inspirational! Like you, I too have a mountain of evil debt I’d like to squash. Nothing beats the feeling of keeping your paycheck for life’s rewards–and not the burdens. Thanks for the added drive to improve my debt-free goals. Congrats on your success!


  7. Amanda @ My Life, I Guess · February 27, 2015

    Congrats!! I’m only a few weeks away from being car loan debt free, so I know how thrilling this must be for you 🙂


    • doubledebtsinglewoman · February 27, 2015

      Good for you! You can do a happy dance soon, too. 🙂 Or you can take a happy drive in your paid off car. Keep it up!


  8. Katie · February 27, 2015

    Yes!! You are fantastic!! Way to persevere!


  9. thesingledollar · February 28, 2015

    YES YES YES YES YES YES YES YES YES!!!!!!! I am so thrilled for you. You might consider putting “I paid off my credit cards” on a tshirt and wearing it around for the next month or so 🙂


  10. doubledebtsinglewoman · February 28, 2015

    Thanks! Ha! Don’t tempt me! 🙂


  11. Pingback: Morning Report: Short Edition | Miss On The Money
  12. Scott W · March 13, 2015

    I’m new to the site and really enjoying reading your past posts. I have to say that I’m really impressed that you have excepted responsibility for your debt and your working hard to get rid of it. Looks like you have made incredible progress in just two years and I think your well on your way. I will be pulling for you! Scott


  13. pisoblogger · March 23, 2015

    congratulations!! yay for you!


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