It’s 5:45 in the morning and your weekday alarm clock sounds, abruptly yanking you out of a peaceful and cozy slumber, AGAIN. How do you feel? Bright-eyed and bushy-tailed? No? Perhaps groggy, but functional? Or do stress hormones start flooding your body before your feet even hit the floor? A concrete cloud of obligations, expectations and deadlines weighing you down during your hour long commute to your cubicle?
You’d like to take that alarm clock and smash it against your bedroom wall, pull the covers over yourself and quickly slip back under the surface of consciousness. But you can’t. You’d like to have control over your own time, but you can’t. You need that job. You live paycheck to paycheck. You have bills to pay and a standard of living to maintain. (Wage slave). If you have debt, it’s even worse. The wage slave can downgrade lifestyle and change their job. A debt slave MUST.KEEP. WORKING. at the highest salary possible.
I can relate. This is my life right now. I hate debt. I HATE debt.
My workload ebbs and flows with production cycles. A while ago I was facing burnout; pulling weekenders and all-nighters, taking forever to get basic work done, getting daily tension headaches, body-aches. I was eating asprin like candy. More crows feet and laugh lines greeted me in the mirror. I was so stressed, that I ended up doing something that I only did one time before in my life. One day I had to take a sick / mental health day off from work. I was a wreck.
Fortunately, the workload lightened; sometimes by a lot, and the world was ok again. Unfortunately the crows feet and laugh lines didn’t lighten. Sigh.
Now, I’m squeezed between two very large, high profile projects with senior executives watching, and I’m dropping the ball. Co-workers are rushing in to do work that I should have had mostly done by now. Goodbye to any possibility of a salary raise. I’m spending this weekend working to catch up and getting headaches again. Ugh. I want off of this stress roller coaster, but the price of exit is too high. I must keep working at this job. I don’t want to paint my job poorly, most of the people are quite nice and good to work with. I’ve learned from personal experience that that is worth its weight in gold. I’m not in an abusive job (anymore), so I’m not looking to leave. There are things that I really like about my current job and I’m grateful to have it.
It’s just that debt reminds me that I have no choice. I’m not here because I want to be. I’m here because I have to be. I’m working, but not enjoying the benefit. Seeing others my own age and younger with their spouses, homes, cars and exotic travel destinations makes me feel like a failure.
They say that depression is born in the gap between where people want/expect to see themselves in life, and where they actually are in life. This is often the case when we magnify and give too much importance to our perceived failures. Maybe that’s what I have. Or maybe I’m just coming to grips with reality. Maybe the vestiges of my youthful optimism have been burned away.
If you have a lot of debt – deep debt – then you know what I’m talking about. When you look ahead, all you see is a long dark lonely road of debt slavery where you realize how trapped you are. You realize that, if you are fortunate enough to have a job, for the next X years of your life, you will work to make others richer. You realize that you will have no choice but to drag your tired body out of bed every morning, get in your car / on the bus and go to work when you’d rather do anything but. You are a debt slave.
At nearly 40, I’m renting a room and riding the bus to pay back debt. I’m putting off life experiences… I’m right back where I started in life. My standard of living will be lower than my mom’s was. At least she could afford her own apartment and car when raising my siblings and me.
I am accepting that this is where I am and trying to deal with it. I’m serving my time.
Enough of this. Time to catch up on my work.
Where’s my asprin?
What about you? Has your job gone to the dogs? What are you doing about it?
“Debtor’s prison is real, and opportunity cost is a bitch.” (DDSW)
Double Debt Single Woman 
I am so sorry you are in this place. I am sorry for so many others too. Our country is looking more and more like the days of Charles Dickens. His own father went to debtor’s prison. My husband and I have been married a long time. When we first started out, we were living in Germany with our firstborn (Hubby was drafted into the army). We had an income of about $250/month but we had no debt. We had two bills–$59/month for a little basement walk-out apt. and a $6/month phone bill.
After the army, we had three more children. Hubby went back to school, and we lived on the GI bill. For ten years, we lived on no more than $5000/year, before and while my husband was in school (and I after he did.) We bought a car for $500 and drove it 10 years. We lived very frugally, but did not feel “poor.” I believe this is because it was a different time. The cost of education was not through the ceiling, but very cheap in those days. We had a nice 3-bedroom apt. that was only $149/month. People could actually live on less in those days, and I could stay home with the children.
We bought our first home and then three others over time. We put four children through college with no debt. Then in 2008, we lost lost almost EVERYTHING in the financial collapse. Our home was foreclosed like so many others. We lost $200,000 in home equity. (Long story, but we had always been careful and frugal.) We were able to salvage enough to get on our feet. The big difference is that we had never had debt, especially those horrible student loans. It is a travesty that young people have this kind of debt today. I want to say “Run as fast as you can. Find another way. Don’t be enslaved.” I truly hope it will be better someday for you.
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